Common Car Insurance Questions
Why do I need auto insurance?
Having car insurance is vital. It covers your expenses in the event of vehicle damage or injuries to other drivers, passengers or pedestrians.
What is auto insurance?
Auto insurance is an agreement between you and the insurance company. It protects you against financial loss in the event of an accident or theft. By paying a premium, the insurance company agrees to pay your losses outlined in your policy.
What information do I need to get an auto insurance quote?
To get your free, personalized car insurance quote faster make sure to have: a valid driver's license, your vehicle identification number (VIN), and the physical address where your vehicle is stored. You'll also need to know your car's make, model, mileage, and year.
How do I compare auto insurance quotes?
When you are comparing car insurance quotes from different companies, make sure to select the same coverages, policy limits, and deductible amount. This way, you'll be comparing apples to apples instead of apples to oranges.
What factors influence auto insurance rates?
Common factors that affect your policy price include coverage options, deductibles, and discounts. However, your driving history, credit score (where permitted by law), and other third-party reports may also affect your rates.
How fast can I get auto insurance coverage?
As long as you have all required information when going through the quoting process, coverage can begin immediately. You can even buy your policy online if that's preferred.